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On other occasions, Ms. Yellen’s examiners could have done more to intervene, the Fed’s inspector general has reported. The San Francisco Fed discovered a number of “corporate governance weaknesses and other significant deficiencies” at Bank of Whitman in Colfax, Wash., in 2005 but failed to adequately intervene until 2009, the inspector general said in a March 2013 report. The 20-branch bank was closed by state regulators in August 2011, in part due to weak commercial real-estate loans.
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