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What's the current interest rate for personal loans?
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So are clever - or at least well socialised - families accumulating at the top of the wealth tree and dim - or badly socialised - families accumulating at the bottom? Do the nomarks descend the ladder quickly or slowly, if sufficiently slowly they may have time and money for the next generation to rise - or at least not fall further. If this were true we would expect to see a swelling of the numbers of families in the upper wealth bracket and at the bottom. This does seem to be the case.
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