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There's a three month trial period help with reflective essay Regardless of your age, you may begin receiving your retirement benefits before your full retirement ageâ?”as early as age 62â?”if you're willing to do so at a discounted income rate. If your FRA was 65, you would have been able to receive 80 percent of your FRA benefit at age 62, but that ship sailed many years ago (since you're now 76, at the youngest).

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